Annuity Cash Value & Annuity Settlement Options


When you are trying to figure out your annuity settlement options, Annuity Capital, LLC will assist you in determining the right balance between your current and future financial needs. In addition to the annuity resources and services that our company offers, we will work with you to decide the best option for your finances. Our staff has served in the financial field for more than 20 years, so you can count on our knowledge and expertise to guide you toward the most suitable plan to sell your structured settlement payments.

After taking into account the rates involved with your investment, we will determine your present annuity value. The future cash flow of your annuity is discounted at a specific rate, and a higher discount rate corresponds with a lower present value for your annuity. Whether you have used an annuity calculator to find your rates and wanted to confirm them with us, or you would like us to do the hard work for you, we will be glad to deliver the solutions you need for making an informed decision.

Annuity Surrender Value

When you are determining what your annuity settlement options are, it is essential to know the correct terminology. Your annuity surrender value refers to the sum of money that is paid when your policy has been voluntarily terminated before maturing. Also known as the “cash value,” it applies to the savings aspect of a life insurance policy that is payable before death. Since your savings yield minimal return compared to the premiums you pay at the beginning of your policy, your cash surrender value may not be very high if you have not had the policy for long.

Surrendering part of your investment will reduce the total amount of your policy’s long-term benefit, so it is worth weighing the advantages and disadvantages before coming to a final decision. Reach out to our staff when you need assistance with determining the best plan for your annuity, and we will be glad to help you invest wisely in your future.

Contact us today for more information on your annuity cash value or to sell your structured settlement payments. We work with clients nationwide and are here to assist you in all of your financial planning for the present and future.